Terms and Conditions
Effective Date:
4/23/2025
Website:
www.macdonaldfinancialsolutions.com
Owner:
MacDonald Financial Solutions
1. Acceptance of Terms
By accessing or using this website, you agree to be bound by these Terms and Conditions and all applicable laws and regulations. If you do not agree, your only recourse is to not use the site. Seriously, we love that you’re here — but only if you play nice.
2. Services Provided
MacDonald Financial Solutions provides financial education, insurance products, consultations, and strategy design related to :
Indexed Universal Life (IUL) policiesInfinite Banking Concept (IBC)Fixed Indexed AnnuitiesRetirement and debt strategies. We do not provide tax or legal advice. For those things, please call your CPA or attorney — preferably not while we’re on Zoom together.
3. Use of Website
You agree to use our website for lawful purposes only. You may not:
Interfere with site operations or securityAttempt to access restricted areasUpload malicious content, spam, or scammy nonsensePretend you’re us (flattering, but don’t)Copy, duplicate, or redistribute our content without permission
4. Intellectual Property
All content, branding, logos, images, videos, and text on this site are the property of MacDonald Financial Solutions unless otherwise noted. You may not reuse or repurpose our content unless you ask really nicely and we say “yes” in writing.
5. Disclaimers
A. No Guarantees
We provide educational tools and financial strategies, but we cannot promise results. Past performance does not guarantee future results. If it did, we’d all be sipping cocktails in Bora Bora already.
B. No Professional Advice
The information on this site is for general educational purposes. It’s not a substitute for personalized financial, legal, or tax advice.
C. Third-Party Links
We may occasionally link to third-party websites. We don’t control them, can’t vouch for them, and don’t want to be blamed if they go full glitch-mode or have a “unique” sense of design.
6. Client Responsibilities
If you choose to engage our services, you agree to:
Provide accurate and complete informationCommunicate honestly and in a timely mannerReview your financial strategies with licensed professionals when applicableNot ghost us — we get emotional
7. Limitation of Liability
To the fullest extent permitted by law, MacDonald Financial Solutions and its team are not liable for:
Any loss or damage from using or relying on our contentErrors, delays, or omissions in service deliveryFinancial losses based on third-party data, projections, or calculators If your cat walks across your keyboard and buys an annuity, that’s not on us.
8. Indemnification
You agree to indemnify and hold harmless MacDonald Financial Solutions and its agents, affiliates, and employees from any claims, liabilities, damages, or expenses (including legal fees) that result from your misuse of our website or services.
Translation: If you break it, you bought it.
9. Modifications
We reserve the right to change these Terms at any time. Changes will be posted here with an updated effective date. Continued use of the website after such changes means you accept the new terms. We promise not to sneak anything weird in — like a clause about mandatory karaoke.
10. Governing Law
These Terms are governed by the laws of the State of Florida, without regard to its conflict of laws principles. If a dispute arises, we’ll try to resolve it like professionals. If that fails, it’ll go to court in our state.
11. Contact Us
Questions? Need to clarify something? Reach out:
📧 [email protected]
📞 941-405-3130
📍 MacDonald Financial Solutions
4703 Tobermory Way
Bradenton, FL 34211
12. Entire Agreement
These Terms, along with our Privacy Policy, constitute the entire agreement between you and us regarding your use of the website and services.